Employees as well as self-employed people should understand that the responsibility for pension management and accrual rests with them (employees who change jobs every few years should know what happens to them in retirement just like self-employed people) and this is certainly not the responsibility of the employer or the workplace, nor do they really care about it.
Securing Your Future: Navigating Pensions and Retirement Planning
The main problem with this is that people who don't plan their retirement wisely enough simply won't have it in the future to a situation where they will grow old and continue to live and they won't have anything to live for. There is also the fear that retirement investments don't really generate profits (and therefore you shouldn't save) don't try it because then you really won't have anything in old age and there are other ways to touch our pension following falls in the market (*haircuts for tycoons who play with this invested money also fall into the this category)
So the fact that we don't know what our pension is really invested in is a game tool for those who understand (just like the subscription packages of the Yes and Hot mobile phones before the reform, and it would be right to demand the full information in the future and to go down and understand all the small details so that they don't touch and play with our pensions ours and we will get rid of them without our knowledge. Question and answer forum on pension issues and a pension group.
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